4 Common-Sense Ways To Shrink Your Credit Card Payment

An average person usually falls into the trap of having a bad financial status with credit cards because of unpaid monthly dues. And once you have fallen into the ploy, it is already hard to recuperate especially in the kind of economic status that we currently have. We end up paying the ever-increasing finance charges that make the bulk of our debt.

Our credit card, monthly payments can only go one way…and that is up unless we do something to address the ever-increasing debt balance. Every unpaid monthly balance would pile up in the form of finance charges that would yield to a higher interest rate being charged on our credit card accounts. And, if this cycle goes on and on, we will just wake up one day realizing that we can no longer pay all credit card dues and we’re stuck in a deep dark hole. The good news is, there are ways and means on how we can lower down our credit card payments, and here they are below.

The first thing we can do is make monthly payments that are significantly higher than the balance. If we can do this regularly for consecutive months, then, our credit card payments will definitely drop down.

Not only must we pay more than what is required from us; we should also pay on time to further cut the finance charges associated with late payments. Furthermore, we must control our urge to use our credit card for so long as there is still an outstanding balance that needs to be paid off.

Another equally wise alternative course of action if we are already caught with sky-scraping credit card payments is to tap the services of our credit card counseling organization. Apparently, major credit cards offer this kind of service to address the issues of delinquent payers. They participate in debt management programs that aim in lowering down the monthly payments and reducing the interest rates of clients enrolled in this program. It is to be noted though that our eligibility to participate in this program would depend on our relationship and standing with our creditors. The people behind the card counseling organization are ready to help people who demonstrate financial distress especially in dealing with the payments of their credit card balance.

Another good thing with the credit card counseling organization is the fact that credit counselors will provide a projection of what your monthly payment would be; consequently, they will help you come up with a workable budget that will make you pay off your monthly credit card balance and at the same time address all your daily expenditures. Furthermore, they will also tell you the amount of interest savings that you will be able to earn while on the program.
It is to be noted that the coverage of credit counseling organizations to lower down your interest rate will solely depend on the status of your account. Apparently, they prefer current accounts; however, they can still give a remedy to late payments through the wide range of re-aging benefits that they offer through the debt management program.

It is important to take action before our accounts get to be charged-off and referred to debt collection agencies because by then, it will already be too late because they don’t have programs that offer benefits just like the credit counseling organization and debt management program. You’ll just end u sinking even further in a black hole.


Bangladeshi Multi-Millionaire Teen Taha Masud Is Changing Lives In Bangladesh By Opening Its First Skill-Sharing Platform

Prior to COVID-19, Bangladesh was seeing rapid developments in almost any industry one could think of; it was as if every day they were seeing new kinds of services and platforms being introduced to them, and every day they were hearing about new entrepreneurs with brand new enterprises popping up everywhere.  

Amidst all this boom, it was about time that Bangladesh got its first taste of an online skill-sharing platform – and this is where 17-year-old entrepreneur Masud Ashraf Taha from Dhaka enters with a brilliant startup idea – Home Academy BD.

Home Academy is the country’s first online skill-sharing platform that offers international-standard courses teaching a range of courses from cooking to graphic design to business courses, all taught by Bangladesh’s leading professionals in their respective fields. These courses, combined with the most affordable prices and easy payment options, make Home Academy a very attractive venture indeed. But the one aspect that sets them up for success is that the goal of their courses is not only to make you an expert in developing your skills but also to teach you how to capitalize on these skills so you can start earning online and beyond.

Home Academy is all about promoting the laptop-lifestyle in the more traditional Bangladeshi society.

Prior to its rather hasty launch in late May, Home Academy received high acclaim from some local but mostly international media including giants like The Buffalo News, Yahoo Finance, and 20 other such esteemed media companies, all exalting Taha’s startup as the “Next Big Thing in Bangladesh!”

This is definitely a huge title to live up to and so the question arises: Did it live up to its grand hype?

It’ll be a fair call to say it did; it is almost impossible to find anything on Home Academy’s Facebook and Instagram pages except warm testimonies after testimonies from Graduates (Course Buyers), endlessly thanking Home Academy for changing their financial life forever. One testimonial video is even over 5 minutes long. With such feedback from graduates, it is impossible to deny the positive impact that Home Academy has had.

As of July, Taha Masud and his team have already graduated over 200 students from Around 70% of the people – overwhelmingly teenagers and young adults – have reported having already started earning money online applying the lessons they learned from Home Academy’s courses. With such stats to show for, Home Academy can indeed be called the next “big thing” in Bangladesh.

CEO Taha Masud has promised more things in the near future as he is still producing more courses, implementing new marketing strategies, and fixing up systems within the organization – unfortunately, the COVID-19 pandemic has hindered his progress rate along with thousands of businesses all over the world – but he assures everyone that this pandemic might slow him down, but it won’t stop him.

Currently, Home Academy is offering two very lucrative courses – “Dropshipping Business” and “Amazon Reviewer Business” – in fact, the CEO himself is the course instructor of these two courses.

With dozens more premium courses underway, Taha Masud’s Home Academy might just turn out to be more than the next big thing. The odds are definitely in its favor.      


Meet The Man Behind The Cover Of The August 2020 Issue Of Global Millionaire Magazine: The Inspirational Chris Graffagnino

Imagine if you had a crystal ball that enables you to see into your future – wouldn’t you use this crystal ball to avoid making any mistakes and use every possible opportunity to achieve success? Well, guess what? There is such a thing as a real-life crystal ball – and it comes in the form of a person you can turn to for solid advice about your business… that person is usually referred to as a “mentor.” Having a mentor is a must for any budding entrepreneur because they’re a valuable resource who have already experienced most of the challenges that you’re still currently going through. So in effect, they actually have a solution to those challenges.

Chris Graffagnino is one such mentor. Chris is a well known New York-born entrepreneur, business influencer, innovator, and avid traveler who is widely recognized as one of the most influential mentors in the world. A former law enforcement officer and combat veteran, he has used his experience in the security and risk mitigation industry and he has applied it to the business sector. With his unique skill set, Chris was able to develop a niche market in crisis management.

Chris was recently named as one of the ‘Top 10 Most Influential People in 2020’ by Yahoo Finance alongside big names such as Gary Vaynerchuk and Lisa A. Romano and for good reason. He has several accolades under his belt; besides being named as one of the Top 10 Most Influential People in 2020, he was also included in Yahoo Finance’s elusive “Top 10 Mentors to Follow in 2020” list. He has effectively developed several global businesses on and off Wall Street and he has several successful entrepreneurial ventures under his belt including a successful global risk solutions company. Chris actually specialises in business development and his passion is to help monetize a budding entrepreneurs’ ideas through his very own non-profit mentorship program “Settle4Success.” Through this detailed program, he’s helping emerging entrepreneurs develop their own businesses. He is helping them monetize and learn the ins and outs of the industry when it comes to business development and risk mitigation.

The Global Millionaire Magazine recently caught up with Chris to discuss his recent success, and find out how he is planning to continue to inspire everyone who wants to lead their business towards success and here’s what went down:

Could you please tell our readers a brief background about yourself and how you started your business?

I am from Staten Island, New York and I guess you can say I am an entrepreneur (laughs). By experience, I’m a traveler and business developer. More importantly, I am a father to my two wonderful kids – Christopher and Chloe and husband to my amazing wife – Danielle. I started my career in law enforcement and took that same service with me to Afghanistan as an infantryman in the US Army. I have culminated all of that experience in security and risk management to the private sector where I’ve helped develop niche market areas in crisis management such as security evacuation and repatriation services. In 2016, I took my own risk (no pun intended) and co-founded a global risk management firm that provides cutting edge global security and logistics products and services. Most recently, I founded Settle4Success to provide mentorship to budding entrepreneurs.

Can you describe your journey to success? When did you start? Did you ever imagine you would become this successful?

I think my journey started when I was a teenager and my brother Michael and I started a landscaping company with our dad. I was 13 at the time and my dad was my mentor. He taught me about the importance of hard work and never quitting without me even realizing it. At the time, work seemed like a chore but I had no idea the impact starting my own business at that age would have on the rest of my life, even if it did take me a while to realize it. I believe everyone has success within them. It wasn’t until I was hurt in Afghanistan at 26 years old did I start wanting more out of myself. Furthermore, it wasn’t until I was 32 years old when I started connecting all the dots from different years of my life to finally realize what I was meant to do. This was the year I left working for someone else behind and promised to never be a part of the 9-5 grind ever again.

What are you currently doing to grow your business?

Social engineering is a critical aspect of business development. I take pride in developing my network and building relationships with my clients around the world. Settle4Success is my newest venture to help enlighten those struggling with finding success. I aim to mentor as many entrepreneurial minds as I can by sharing my experiences and knowledge in the hope that I can educate and motivate people into a successful business outcome.

What social media platforms do you usually use to increase your brand’s awareness?

Currently, my largest presence is on Instagram (@iamchrisgraff, @settle4success). I also utilize Facebook and Twitter as well.

What is your experience with paid advertising, like PPC or sponsored content campaigns? Does it work?

I am very aware of paid advertising; however, I still believe in old-school social engineering, more specifically, targeting industry hashtags and accounts and engaging in direct conversation to introduce yourself and connect through similar interests. This helps build stronger, longer-lasting relationships and can ultimately provide better business exchanges. I do not sell any products or services via the internet; however, I directly engage in conversation with hundreds of social media accounts daily to continue to drive brand awareness for my mentorship platform.

What is your main tactic when it comes to making more people aware of your brand and engaging your customers?

Settle4Success is new in the sense of it providing a free platform for entrepreneurs to connect, download educational material, and network with other likeminded individuals. It is a chance to be motivated and inspired to monetize one’s ideas and dreams. The uniqueness about it is that it’s free. I always say follow your passion, not money. If you follow your passion the money will come. My passion is to help others. In the case of Settle4Success, helping others achieve their version of success through business development is my goal.

What new business would you love to start?

I think starting Settle4Success allows me to see into many new business opportunities. Who knows, I may invest or become partners with ones that catch my attention!

If you could go back in a time machine to the time when you were first making a name for yourself, what advice would you give yourself?

I would tell myself to hold on to the days of having nothing to lose a little longer. When you first start you take big risks, you have nothing to lose and stress is minimal. When you start experiencing success, you can lose everything. That fear of going back to nothing causes hesitation. You’re not willing to take on such risks anymore because you have something to lose. Although I am by no means anywhere near my finish line, I do miss the beginning phases. Enjoy those moments because that is where history is made.

Do you have any favorite business-related or personal development related books that you can recommend?

I don’t want to sound bias, but I have a book coming out end of this year – Settle For Success. I think many people will enjoy it. As far as authors go, I like Jocko Willink and Gary Vaynerchuk. They both have several inspiring books published and I have bookmarked pages that I constantly turn back to for reference.

What money mistakes have you made along the way that others can learn from (or something you’d do differently)?

Entrepreneurship is a risky business. Working in Corporate America and on Wall Street, I’ve seen major companies lose millions of dollars. Fortunately, I was able to utilize my time on Wall Street to avoid many of those mistakes. To succeed on your own, you have to undoubtedly take risks, but those risks can and should be calculated. Start small and scale as you have some experience with success. This will keep your business and any losses manageable.

What have you learned in the process of becoming wealthy that others can learn from?

Being wealthy was never my goal. Like I said, pursuing my passion was and still is. I always wanted to provide for my family. The financial status sort of came once the market started positively accepting my work. That is a great feeling. But being wealthy is organic. It’s open-ended and you have to struggle with the reality that not everyone will like you. My advice to others is to stay humble and realize there’s always something to learn, regardless of the origin nor how big you get.

What form of marketing has worked well for your business throughout the years?

My background lies within the expertise in security and risk management. In this space, relationship building is the best marketing solution. It takes a lot of sweat equity to develop and foster relationships between individuals. However, those relationships will last a long time. In business, I don’t look for ‘one and done’ clients. Developing a trustworthy relationship ensues years of collaboration.

How did your brand stand out from the rest of the other brands out there that is similar to your niche?

Right now, Settle4Success is free and it offers opportunities to connect directly with myself and other business collaborators for one on one advice and mentorship.

What is the toughest decision you had to make in the last few months?

The global COVID-19 pandemic has been tough on everyone and I think many people had to make hard decisions. For me, the hardest decision was to double down on my Settle4Success mentorship and launch throughout this period of uncertainty. S4S requires time and financial resources to launch. I decided to continue moving forward and speed up the launch date because I know there are so many people out there contemplating their careers during COVID and need to consume my information to help them make the changes necessary to succeed.

What is the best advice you have ever been given?

The best advice I was given was to always try. Win or lose, you will never have any regrets for trying.

What advice would you give to a newbie Entrepreneur setting up their first business?

When you die, there are two numbers on your tombstone. The year you were born – the year you died. Pace yourself! It is a long, stressful, rewarding road. Enjoy the dash!


5 Ways To Boost Facebook Posts Via Organic Reach

If you want to boost your content reach over Facebook and the engagement on your posts, this article is just the thing for you! Below are simple ways listed that will encourage the growth of unpaid reach, either in small steps or a large whole, depending on your circumstances!

First questions first!

But why is the level of organic reach so little?

The reason is simple and divided into two!

  • The competition has increased significantly over the years and there is a lot of content shared by Facebook users. Alike content tends to get overshadowed.
  • The algorithm has evolved as well. Facebook filters out posts dependent upon the quality of the posts. It prefers the paid reach over the non-paid too!

So, in light of these circumstances, how does one increase the organic reach? What are the tactics and strategies to use?

How to boost up your organic reach?

  • Posting when its off-peak hours:

Using the Facebook insights, posting your content when more audience is online seems like the most reasonable option. But in reality, there is a lot of competition in the on-peak hours and the battle is at its best. Most posts get overshadowed and the most liked by the majority receives all the attention. But in off-peak hours, with lesser storming of the News feed, your posts will receive more attention. And when a post hits a certain engagement mark, Facebook promotes it for free! So, find out your best timings to post from your insights.

  • Embedding your links to other places:

Another simple way to boost your posts is by embedding your content on places apart from Facebook. Place your links on your blogs or channels, perhaps your newsletter too. This not only encourages the people to like, comment and share but also to check out your other posts!

  • Targeting your posts:

Target your audience! Firstly, within your news feed and then on the whole Facebook platform. This will help get more views and people with interest in your content will engage. Click the globe icon and underneath the status option, limit your audience by different qualifications such as age limits and interests etc.

  • Using Facebook video:

There is a new hype for videos in the feed. Facebook users are loving video content and the best way to make your page more captivating is by introducing video content. You should make original video content for your page. It doesn’t need to be complicated stuff; simple slideshow works have also been seen to generate more activity than normal posts in most cases.

  • Quality over quantity:

There is always a rivalry going on in every social platform and the best ones seem to win only. For this reason, make quality your goal, not quantity. Make sure that your content is high-quality, even if you post less. Create original and unmatchable content, and you’ll be sure to get tons of engagement! Spend the time you would use on posting multiple average things on creation of good and higher quality content.


5 Ways To Determine If Your New Business Idea Will Rock The Market

When planning a startup, every entrepreneur wants to make sure his/her business idea becomes profitable. This is to make sure your investment is paid off and your effort is worthy of your time. Choosing a business can be a tough one because of the risks you need to consider. For a new entrepreneur, these precautionary measures can help you decide about the first things you need to do before entering the world of business.

Choose a business based on your strength and personal interest.

Venturing into a totally unknown business is a very big challenge. Choosing a product or service near your personal interest will actually help you gain knowledge on how it works and how most people are likely to use them. You can visualize the satisfaction of your upcoming customers by comparing it to your personal experience as well. This way, you can determine the pros and cons of using the product personally.

Map out the areas of high demand

Products from each area vary depending on the need of the consumers. You need to check if the chosen location where you want to put up a business has potential customers and competitors. Figure out the number of similar businesses in that area and verify the estimated household expenditures who may purchase your chosen product or services. You got the ideal location if the area has a high demand but has a little competition.

Know your competition

Analyzing the uniqueness of your product will help you beat the competition. This is one of the most crucial parts for start-ups so it’s vital that you include it in your to-do list. Make sure the value of your product separates itself from other competition. You can evaluate the reviews done by the consumers to check their reputation, to determine if the price matches the quality of the product, and customer experience. This will help you analyze how to please your potential customers and provide their unserved needs.

Check the trends of your chosen product or service and match it with the condition of the industry

Many market research firms can help you assess the market condition based on the selected products and services you want to sell. Having a detailed report helps you get an idea if your business will stay strong not just because it is trending in the industry but because most people need your service. Keeping a longer length of stay in the industry is very important to make sure your business is untouchable no matter how many trends come and go.

Ensure the sustainability of your business model

Make sure you can meet the demand and supply of the product which are the discrete requirements of any business. A thorough pre-analysis which includes collecting information about the price proposal or cost structures, scalability of the product, and revenue models will define your business success rate. On top of these measurements, make sure you have a backup resolution in case a problem persists.

Considering these factors before starting your business will help you prevent failure in the future. These tips are very important if you are aspiring to be one of the most successful entrepreneurs in your chosen field of industry.


4 Everyday Habits Of Self-Made Millionaires

Do you want to know how to become a millionaire? One thing that you need to know is that millionaires don’t follow the same path towards their success. However, it is easy to decipher their financial success because there are several habits that they have in common. Below are some of the habits of financially successful individuals that you need to emulate if you want to become a millionaire one day yourself.


One of the traits that millionaires have in common is that they employ an efficient financial system. They put their bills on auto-payment to make sure that they are paid on time. They do this to avoid paying late fees.

They also invest their money on a regular basis by deducting a portion from their income, or from their savings and putting that money in an investment because investing your money can allow you to grow it. Most investment vehicles, such as real estate, stocks, certificates of deposit, or bonds, offer returns on your money over the long term period. This return allows your money to build, creating wealth in the long run. Some people prefer to keep their cash in the bank, but what most people don’t know is that inflation can deal huge damage to your cash assets. This is because the typical terms and interest rates of your savings or cheque accounts are not designed to keep up with rising inflation rates.

Pay Attention to Details

A self-made millionaire pays close attention to all the details surrounding their financial circumstances. They know the amount of cash that’s sitting idly in their savings account and they will invest them so they can get a higher rate of return. They will also notice whenever their phone bill, water bill, electricity bill, or any other bills are higher than usual. They’ll figure out why the bills are higher, especially if the consumption or level of service is the same. Another thing that any self-made millionaire does is always look at the terms and conditions before signing any contract. This will ensure that they get what they expect, and won’t get any surprise expenses in the future.

Continuous Learner

More often than not, most successful people have had a good education. Working hard at school and then going on to further education or college has long been encouraged by parents and teachers for generations, as most people still believe that education is the key to success. While there are plenty of high-profile people out there who we now consider being mega-successful didn’t actually do too well at school such as Bill Gates and Mark Zuckerberg who dropped out of university to become two of the richest people in the planet, most millionaires have a degree in a field that provides a higher chance of earning a lot more. Doctors, attorneys, and engineers definitely earn more compared to laundry and dry-cleaning workers, food preparation and serving workers or dining room and cafeteria attendants.

One can easily see the benefits of education in the workplace. Engineers with four-year degrees often make more money compared to drafters and technicians who only have an associate’s degree or a high school diploma.

However, it should be noted that education is not always about making more money. Learning new skills can also save you money in the long run. Some skills that can be helpful include troubleshooting a computer, fixing stuff at home, and managing one’s investments, just to name a few.

Take Risks

If you ask a millionaire how to become rich, they will always tell you to take calculated risks. Whether it’s the stock market or real estate, there are always some risks involved, but that didn’t stop them from investing though. A lot of people fail to become rich because they fear the possibility of losing money. While becoming a millionaire is never a guarantee, exposing yourself to more opportunities can vastly improve your chances of financial success.


Entrepreneur Of The Week: Meet Vincent Zurzolo, The CEO Of One Of The Largest Dealership Of Vintage Comics In The World

Vincent Zurzolo grew up in Rockaway Beach, Queens in New York City. He’s always loved comic books as a kid. He decided to make a business out of something he loves so he began buying and selling comic books with a friend – he was 15 years old at the time. He started at the bottom of the ladder, he was even selling comic books on the streets of Manhattan. When he graduated in 1993, he was selling comic books part-time through school. Six years later he merged companies with his partner Stephen Fishler. After years of working hard, he eventually achieved success and he is now the co-owner of Metropolis Collectibles, the largest dealership of vintage comics in the world. In 2007 they started a second brand called which is the premier online auction company in the world and in 2015 they started Metropolis Gallery which is the only gallery in New York City that focuses on comic books and fantasy art.

StarCentral Magazine recently caught up with Vincent to talk about his journey to entrepreneurship and here’s what went down:

Could you please tell our readers a brief background about yourself and how you started your business?

I grew up in Rockaway Beach, Queens in New York City. I started as a child who loved comic books. I loved everything about them. The stories, the amazing art, the fantastic heroes and villains. I began buying and selling comic books with a friend while in my teens.

Can you describe your journey to success? When did you start? Did you ever imagine you would become this successful?

I’ve been selling comic books since I was 15 years old. I started at the bottom of the ladder, even selling comics on the streets of Manhattan. I worked hard and set goals and I am now the co-owner of Metropolis Collectibles, the largest dealership of vintage comics in the world. I know I would do well but wasn’t sure how I would become #1. I was selling comics part-time through school but when I graduated in 1993, it was only 6 years until I merged companies with my partner Stephen Fishler. From there it was just like Superman, Up, Up and Away!

What are you currently doing to maintain/grow your business?

In 2007 we started a 2nd brand called which is the premier online auction company in the world and in 2015 we started Metropolis Gallery which is the only gallery in NYC that focuses on comic books and fantasy art.

How did your business stand out?

I believe in our brand. My team is passionate. We believe and know we are the best at what we do. This comes through in everything we do. Our clients know we care about them and treat them with respect and courtesy.

How did your brand stand out from the rest of the other brands out there that is similar to your niche?

We have inventory and auction offerings that are unparalleled in the world of vintage comics and art. Our location in midtown Manhattan makes us easily accessible by the client in the area as well as those flying through. We hold 5 Guinness Records and are ambassadors of vintage comic book collecting and investing including selling the first comic for a million dollars, Action Comics 1 (first Superman) and the world-record $3.2 million for another Action Comics 1.

What is the toughest decision you had to make in the last few months?

The toughest decision I had to make was whether or not to move into a new area of collectibles. We decided against it and to focus on what we were doing. I am convinced we made the right decision.

What money mistakes have you made along the way that others can learn from (or something you’d do differently)?

Looking back, before starting a brand new lease I wish we explored buying a place in Manhattan as the real estate market has exploded.

What have you learned in the process of becoming wealthy that others can learn from?

I’ve learned several things. While money can’t buy you happiness it can make life a little easier in certain respects. I feel very blessed in my life. I do something I am passionate about. I have a great partner and team around me. People love investing in and collecting comics and there passion further fuels my passion.

What new business would you love to start?

I would love to start a restaurant. I grew up in the restaurant business. My father was a restaurateur and chef specializing in Italian food. It is in my blood. I know if I wasn’t in the comic business I’d be in the food business.

If you could go back in a time machine to the time when you were just getting started, what would you do differently?

That is a tough question as I feel so blessed with what I have right now. Back in 1996 I started a comic convention business. I left it quickly do to differences with my partner at the time. Looking back on it, I wish I’d have found a way to make it work as it has become a very lucrative business.

Do you have any favorite business-related or personal development related books that you can recommend to other entrepreneurs?

You should read a lot of them. Some of my favorites are the 1-minute manager, the 4-hour workweek, Who moved my cheese and Tony Robbin’s Unlimited Power CD set. The CD set changed my life.

What is the best advice you have ever been given?

My mother always told me I could do anything I set my mind to. My father always told me that knowledge is power. It’s important to know that my parents came to America from Italy with nothing. My father hardly spoke English and worked his way up from being a dishwasher to pizza man to chef and restaurateur. My mother grew up part of her life in an orphanage. She had a very limited education but the wisdom to know how important it was for me to study. Without the love, guidance, and wisdom they imparted to me, there is no doubt in my mind I wouldn’t be where I am today.

What advice would you give to a newbie Entrepreneur setting up their first business?

Believe in yourself, arm yourself for battle with knowledge and an unyielding thirst to succeed. No matter what obstacles you face, overcome them. I started out competing against other dealers who had much more money and knowledge than I did. I saved my money, learned my craft but early on also utilized something I was good at from growing up in the restaurant business – customer service. My ability to give that little extra to my clients has paid dividends throughout my career.


If You Want To Be Wealthy, You Should Avoid These 5 Mistakes

Becoming a millionaire seems like the perfect dream for most people. In order to make this dream come true, though, it takes a lot of determination and hard work. Although many of the people dreaming of becoming millionaires will end up settling for less, this does not have to be the case with you. If you are driven by the thirst to succeed, you need to build on solid ground and start making life changes.

However, there are a lot of misinterpretations that can get you off the right course towards success. Some things just are not necessary and in fact can be proven extremely damaging to your goals. How to be rich does not depend on any of the following misconceptions. Read the following points below carefully and find out what you do not need to do:

• Work on conventional niches

This is a safe way towards failure. In other words, you do not want to engage in niches that have been regarded as a traditional money-making business. You cannot expect to get rich any time soon by practicing law or medicine or architecture. These professions require a lot of time, and you slowly build your income, up to a point.

• Assume that just by studying hard will bring in the cash

There is no guarantee that your studies will pay off in the future when it comes to your professional career and money boost. On the contrary, most of the times you will be expected to choose a different professional path, which has nothing to do with what you have studied.

• Depend on luck

Luck is definitely not the main factor that determines if you get rich or not. You should focus on taking advantage of any opportunity coming your way, rather than wait for luck to knock on your door.

• Indulge in scams

Nothing good has ever come long term from scams. Even if you are lured by short-term winnings, you will most likely learn the hard way that such money does not last. So it is not worth risking your career for something with dubious results.

• Maintain a rich social life

Unfortunately, when you set your mind on how to be a millionaire, there is no time to waste. This means that you must be considerate and schedule all your social plans according to your optimal benefits professionally.

Of course, these are just few of the things you ought to avoid on your path to success. You need to set realistic goals and do not let go till you reach them.


This CEO Happens To Be The Brains Behind Some Of The Biggest Gym Chains In Australia

Selena Short’s business acumen was revealed quite early on in her life and in a most unusual way. Short reveals that “as a kid, while others played games, I played shops, would even make up raffles to sell. Actually, I would raffle off my Mum’s frozen chickens, without her knowing about it, sorry mum!”  From that nefarious beginning, Selena Short has built for herself not only an incredibly successful career but one that is full of passion and purpose.

If one hears of a big-name fitness club, chances are Selena Short has had a hand in it.  The New Zealand native holds a Master’s Degree in Commerce from Victoria University in Wellington and has been working in the fitness industry for 18 years.  A fortuitous move to Hong Kong (having previously worked for Air New Zealand as a Business Analyst) gave her the chance to apply for, and secure, a job as Marketing Manager for California Fitness Centres (CFC).  She shares that “over the 7 years with this company, I worked my way up into a senior role as Vice President in charge of Marketing and Human Resources.  I managed an annual marketing spend of over US$5 million and oversaw the HR for over 2,000 employees across 6 countries (Hong Kong, Singapore, Taiwan, South Korea, Thailand, and Malaysia).”  When the company was sold in 2005 for a record $1.6 billion US, Short made enough from her shares to be able to make the move to Australia in 2006 and start her first gym.  She reveals that “alongside my husband and business partners Mark Mastrov and Eric Levine we started V Club, a revolutionary concept and a gym that won the best gym in Sydney 4 years straight.  Since then we have grown the business into 10 Crunch gyms across Sydney and Melbourne.”  Selena was also involved in opening the first international locations for UFC Gym and Hard Candy Fitness, the fitness company started by music superstar, Madonna, and her manager, Guy Oseary.

It’s obvious that Selena is passionate about fitness and health.  But the 46-year old is also passionate about, she shares, “seeing people grow in their unique gifts and purpose…we have over 750 in our team who are responsible for close to 55,000 members, I get to equip our teams to inspire and motivate people to live better…I love building strong teams that are on a mission to help people ‘perspire to greatness’…if our business can help someone become stronger and be healthier, then we will have played a part in helping them live their life to the full.”

Massive success has the unfortunate side effect of warping one’s sense of self-worth and sense of entitlement.  But nothing could be further from the truth when it comes to Selena Short.  Take for example her revelation of what has been the most memorable experience of her career so far: “Opening the doors of our first owned fitness club for the first time will always be a defining moment…it is a moment I relive with every new club opening to this day. I am personally on site helping set the club up and finish the final clean! I’m there on opening day and I do the first workout with members. But right before we open our doors I pause and say a little prayer for all the lives we are about to change from that day onwards! It’s powerful, we impact communities!”  This from a woman who has worked with stars such as NBA legend, Magic Johnson; model extraordinaire Cindy Crawford; UFC President Dana White and NBL Australia’s Executive Director, Larry Kestelman!  The half Kiwi/half Cook Islander directly attributes her continued humility and down-to-earth nature to her Christian beliefs – “I believe I am positioned where I am today because it is God’s plan.  All I had to do was obey the signs and work extra hard for it.”

Any successful business entrepreneur got to where they are because there were people who influenced them along the way.  For Selena, these included her business partners, Mark Mastrov (founder of 24 Hour Fitness) and Eric Levine (founder of California Fitness).  But perhaps the most influential, and who provided the impetus for Selena to start her own gym, is movie legend, Jackie Chan.  She fondly remembers “working with Jackie on design concepts for a Jackie Chan-endorsed California Fitness Centre.  He wanted a whole lot of crazy concepts in the club, I was the only one who would tell him ‘no’, but together we came up with some cool ideas!  Jackie spoke life into me, it prompted a confidence in me to move on to start my own business.”  In China, Chan’s philanthropy is as legendary as his acting career.  Short recounts attending Jackie’s 50th birthday party where the action star became annoyed at guests who gave him big, flashy flower arrangements.  He growled that he preferred to be given money – but the money wasn’t for himself.  Selena shares that “he then sent his team out into the party with buckets for all his guests, the who’s who in Hong Kong to take off their expensive watches and jewelry and donate it to his causes.  I love that he is not just about his movies and business, but is driven to help children living in poverty in China.”

The now Sydney-based wife and mother of 3 continue to have big plans to inspire others to ‘perspire to greatness.’  She shares that they “plan to continue to grow our business in Australia and possibly into New Zealand.  We have a few new clubs in the pipeline now.  We are also going into franchising, I look forward to mentoring franchisee owners and helping them build their own fitness businesses.  Personally, I am starting a foundation to help support women and families through health and fitness initiatives.”  And it all started with a few frozen chickens!  But, as Selena shares, you must figure out your ‘why’ first.  She emphasizes to “figure out what it is that you are passionate about.  What gets you out of bed.  What gets you excited.  And go for it!”  She passionately urges others to actively seek their calling, put in the hard work for it, and enjoy the ride – “When things are going well, enjoy it, you’ve probably worked hard for it. When things are tough, don’t give up but fight harder, you are just being shaped for greater things to come.  Love the saying, tough times don’t last but tough people do!”  And there is no better example of this advice than Selena Short herself.

We also asked Selena for some more in-depth business and marketing tips and here’s what she revealed:

What social media platforms do you usually use to increase your brand’s awareness?

We use mainly Facebook, Instagram, blogs, and now more on YouTube to engage people through sharing inspiring stories and useful information.

What is your primary tactic when it comes to making more people aware of your brand and engaging your customers?

Crunch has a unique culture of making fitness fun and affordable for everyone. Word of mouth is our most powerful tool; we ensure our members love the Crunch way especially our “No Judgments” philosophy and our passionate team. We strive to be the best referral business in the universe.

What advice would you give to a newbie Entrepreneur setting up their first business?

In life, you can play now and pay later or pay now and play later. In other words, you can pay the price now to get ahead and improve your life position. You can make the sacrifices now and work harder, give up some of life’s pleasures, go above and beyond and get your qualification, progress your career, sport or business, and enjoy the benefits of progress. Or you can play now and pay later, no career path, confusion in your purpose, and unhappy in your life positioning later.

Be in it to grow! Know your ‘why’ and have a passion strong enough to withstand the challenging times. When it hurts real bad, chances are you are so close to a break-through so don’t give up. And keep a ‘scoreboard’ (in our business this is done daily, monthly, and yearly) to measure actual performance against goals. This makes you accountable and more disciplined around making each day count towards achieving your plans especially the business’s financial objectives. If you do not make money, you cannot grow so what’s the point?


Meet The World’s Top 10 Young Millionaires To Watch Out For In 2020

It’s quite inspirational to look back at how some of the world’s most famous celebrities, game-changers, and entrepreneurs got started on their journey to success. While some get lucky by getting a good break, the majority of them had to work extremely hard to make their dreams a reality.

While most young people end up settling for a 9-5 job, others follow the road less taken yet amazingly succeed at a young age. There is no minimum age to become a millionaire, as these inspirational millionaires know firsthand. From acting to uploading YouTube videos to creating an app to starting up their own companies, get to know these 10 millennials who made millions before turning 30.

Margot Robbie

Margot Robbie is one of Hollywood’s most in-demand actresses, who achieved massive success at a young age. Robbie, shot to stardom with 2013’s The Wolf of Wall Street when she starred alongside Leonardo Di Caprio, and her career has been on fire ever since. She has so far received nominations for two Academy Awards and five BAFTA Awards for her acting prowess. In 2017, Time magazine named her one of the 100 most influential people in the world, and in 2019, she was ranked among the world’s highest-paid actresses.

Evan Spiegel

Evan Spiegel is the co-founder and CEO of the multimedia messaging app Snapchat which he co-founded with Bobby Murphy and Reggie Brown while they were students at Stanford University. Spiegel initially launched a prototype called “Picaboo”, which they all later renamed as Snapchat. The mobile app was a hit and its popularity grew at such a rapid pace that in 2012, Evan decided to leave Stanford to focus on Snapchat shortly before completing his degree. As of October 2019, Snapchat has 210 million daily, active users.

Ariana Grande

Ariana Grande began her career in the 2008 Broadway musical 13 but she rose to stardom for her role as Cat Valentine in the Nickelodeon television series Victorious from 2010–2013, and in its spin-off, Sam & Cat from 2013–2014. She eventually decided to pursue a solo music career and in 2013, she released her first studio album “Yours Truly,” which entered atop the US Billboard 200. The album’s lead single, “The Way,” opened in the top 10 of the Billboard Hot 100, with critics comparing her voice to the legendary Mariah Carey. As of June 2017, Ariana’s music videos had been viewed a whopping total of more than nine billion times online. She has received three American Music Awards, three MTV Europe Music Awards, an MTV Video Music Award, and four Grammy Award nominations.

Ryan Higa

Ryan Higa aka “nigahiga” is an American comedian, YouTuber, and actor. He achieved YouTube star status for his comedic videos on YouTube. His YouTube channel, “nigahiga,” was actually the most subscribed channel on YouTube for 677 consecutive days from 2009–2011. Currently, he has one of the most-followed comedy YouTube channels in the world, boasting 21.4 million subscribers.

Kyrie Irving

Kyrie Irving is a professional basketball player for the Brooklyn Nets of the National Basketball Association (NBA). A six-time All-Star and two-time member of the All-NBA Team, he won an NBA championship with the Cavaliers in 2016. According to Forbes, his jersey is actually ranked fourth among the NBA’s bestsellers during the 2018-19 season, his Nike shoe is among the NBA’s top sellers and a viral Pepsi ad campaign featuring Irving as the elderly Uncle Drew was so popular that it eventually led to a 2018 Hollywood feature film.

Kayla Itsines

Kayla Itsines is an Australian personal trainer, author, and entrepreneur. She is the creator of a series of fitness ebooks titled “Bikini Body Guides,” and a meal-planning and workout app, called “Sweat with Kayla.” Sweat with Kayla generated more revenue than any other fitness app in 2016. Kayla initially created the Bikini Body Training Company with her partner, Tobi Pearce in 2014 so that she can coach and motivate more women. In 2017 Forbes declared her the top fitness influencer on the Top Influencers list.

Nick Molnar

Nick Molnar is a serial entrepreneur with extensive experience in online retail. Nick is the co-founder and CEO of Afterpay, one of Australia’s fastest-growing fintech companies. Afterpay enables customers to pay retail merchants via a ‘buy now, take now, pay later’ service that does not require customers to enter into a typical loan or pay any upfront fees or interest to Afterpay.

Jordan Maron

Jordan Maron better known by his online alias “CaptainSparklez,” is a YouTube personality, gamer-commentator, and electronic musician. Maron is famous for playing the video game Minecraft, which is featured on his main YouTube channel, “CaptainSparklez,” and the channel “CaptainSparklez 2.” His main channel is currently one of the most-subscribed channels on YouTube with over ten million subscribers as of July 25, 2019.

Sean Belnick

Sean Belnick is the founder of When Sean was 14 years old, he created his first website “” back in 2001. Using the drop-ship business model, this website’s purpose was to sell office furniture, shipping it directly to customers. Sean’s stepfather Gary Glazer, was an independent furniture veteran who had 20 years’ experience in the office furniture industry under his belt. Leveraging Gary’s connections with furniture manufacturers and importers, Sean began running He may have modestly started his business inside his bedroom – but now is a multi-million dollar business.

Kaila Methven

Kaila Methven might be a KFC heiress, but she is a success in her own right. She currently runs two high-end lingerie brands: Madame Methven and Lactrodectus (LDKM)( Kaila has been featured in several magazines, including the covers of Femme Rebelle, Ellements, LA Fashion Magazine, Maxim South Africa and she has also appeared in Contrasts, Runway, Basic, Most, Fab UK, Maxim US, Marie Claire Italy, Business Insider, and The Sun. She has won Best International Designer Haute Couture and lingerie twice. She was also awarded the Most Dynamic Woman of the year by Angeleno Magazine as well. Kaila’s designs have been seen on many celebrities, including Oscar-winner Apollonia Kotera, Kitty Brucknell of X factor UK, and cast members of the Real Housewives of Beverly Hills.


Meet The Man Behind The Cover Of The Latest Issue Of Global Millionaire Magazine: The Amazing Deven Powers Aka Mr. Hollywood

Around 18 years ago, Deven Powers had hit rock bottom. Beaten down by life, with shattered self-esteem – his past actions of breaking the law has lead to significant jail time. He was financially, mentally, and spiritually bankrupt. At the lowest point in his life, he eventually realized that a life of crime isn’t something he wants to do for the rest of his life. After months and months of contemplation, he finally decided to pursue a vision of becoming more. In 2003 he made the conscious decision that he’s going to turn his life around by becoming a successful entrepreneur one day – so he began studying and taking classes in business management and consumer science. While he was in jail, he managed to pick up several skills, and one of which is hair styling – he learned how to braid, cut, and style hair. He never in a million years imagine that this particular set of skills would eventually lead to a very lucrative business model.

Along his journey of personal growth and self-improvement, Deven saw an opportunity to disrupt the film festival industry – he somehow found a gap in an established market. There weren’t many festivals in Los Angeles that actually catered to African American Filmmakers at the time so he decided to create a film festival that not only screened independent filmmakers but also applauded them by giving them screening blocks.

Fast forward to today, Deven Powers aka “Mr. Hollywood” is now the CEO and founder of the Black Film Festival Los Angeles, Mr. Hollywood TV Show, Mr. Hollywood Blogs, Mr. Hollywood Magazine, and Discover My Music Radio. He has also been the host of the LA Live Film Festival from 2018 through to 2020. When Deven’s not gracing the cover of magazines or hosting red carpet events, he’s hosting the “Mr. Hollywood TV show” which airs on AT & T, channel 99 in U-Verse, and channel 32 in Charter Spectrum.

The Global Millionaire Magazine recently caught up with Mr. Hollywood to discuss his journey in the entrepreneurial world and here’s what went down:

Could you please tell our readers a brief background about yourself and how you started your business?

Hi, my name is Deven Powers and I’m The founder and CEO of the Black Film Festival Los Angeles, Mr.Hollywood magazine, Mr.Hollywood blogs, Mr.Hollywood TV show, and Discover My Music Radio. I built my first business “Mr.Hollywood Styles” 10 years ago, as an independent hairstylist mainly braiding and cutting hair. I saved almost every dime I made from the business for a period of 5 years. I was determined to save and I even became homeless at one point in time living in my car just so I can save money in order to be able to invest in The Black Film Festival Los Angeles. My sacrifices eventually paid off because now, my idea is worth millions.

Can you describe your journey to success? When did you start? Did you ever imagine you would become this successful?

My story is actually quite unique. My journey wasn’t an easy one, it began 18 years ago when I was just a young 19-year-old kid sentenced to a stint prison. During my incarceration, I turned my life around and realised that a life of crime wasn’t something I wanted to do for the rest of my life so I decided to make a career change by becoming an entrepreneur. Back in 2003, I began studying and taking classes in business management and consumer science to better myself. by learning the ins and outs of business marketing and consumer spending. Although I was originally trapped under unfortunate circumstances, I made the best out of the situation by turning my life around and becoming a better person and decision-maker. During my incarceration, I picked up several trades – one of them is becoming a hairstylist. I learned how to braid, cut, and style hair. Which would later in life help me to start and invest in my first business. I never in a million years would have imagined that a hairstyling trade would eventually lead to a concept that’s earning millions of dollars in revenue.

What are you currently doing to maintain/grow your business?

Online marketing such as adding SEO to my websites, Facebook promo ads, Instagram promo ads, Pinterest ads, TV and Radio commercials, as well as appearances along with magazine promos.

What is your main tactic when it comes to making more people aware of your brand? How did you stand out?

My main tactic is effective marketing and presentation. First I have to find a way to market my event to the right audience and I also have to make sure that my brand is appealing to that specific market. For example, if I’m promoting my music I’ll find out what type of music caters to people who are aged between 13-35. I even go as far as doing research and finding out what colour schemes appeal to the audience. I do that by researching other successful brands in my field.

One of my other main tactics is to approach things from a gorilla marketing standpoint. I find a void in a particular market and I target it by providing the need. For example, I would email blast and set up promo ads based on the age and demographics of the target audience.

What form of marketing has worked well for your business throughout the years?

Email promotion. I would gather thousands of emails and send clients up-to-date news flyers. I also use Facebook and the old school word of mouth mixed with building a powerful brand reputation.

How did your brand stand out from the rest of the other brands out there that is similar to your niche?

My brand stood out because for a while in Los Angeles there weren’t many festivals that catered to African American filmmakers. I created a film festival that not only screened independent filmmakers but applauded them by giving them screening blocks.

What is the toughest decision you had to make in the last few months?

Whether or not to run digital ads or to physically print flyers. Believe or not the old school way of marketing still works.

What money mistakes have you made along the way that others can learn from (or something you’d do differently)?

Early on in my career, I used to rely on my feelings when it comes to making an executive decision. But I soon learned that was a bad idea. I’m not going say to my readers and fans to not trust their gut instincts when it comes to making executive decisions because sometimes your gut feeling is right. But when it comes to investing, don’t take anyone’s word for it, please do your research. Take up a few online courses to find out what you can do to improve your business by successfully targeting a market. I can’t emphasize enough the importance of marketing and planning – you can never plan enough. I learned early on that if you fail to plan then you plan to fail. In the past, I failed to create the right business plans which in turn caused me to lose money. I .would have definitely written a stronger business plan so that my weekly, monthly, and yearly goals would have all been properly documented.

What have you learned in the process of becoming wealthy?

I’ve learned that it’s not easy. You’re going to have many sleepless nights and you’ll also run into several unforeseen obstacles. With most of my past businesses, the main issue I ran into was business planning and time management issues. Lots of businesses fail because they don’t market their business correctly.

What new business would you love to start?

I’d love to start a basketball league. I’m in the process of starting a league called the NSBA TOUR.

If you could go back in a time machine to the time when you were just getting started, what would you do differently?

I would do more business planning and organizing my business structure as well as more brainstorming.

If you could go back in a time machine to the time when you were first making a name for yourself, what advice would you give yourself?

I would tell myself not to listen to the haters and dream killers. Remove them from your circle and surround yourself with positive and successful people and spend your money wisely. So many times especially with newer business owners, we invest money in things that we want instead of things that we need. For example, I could purchase a new computer but then a good, used one with up-to-date software can easily get the job done anyway. Make sure you create a list to identify the difference between what you “want” and what the business needs.

What is the best advice you have ever been given?

To believe in yourself before others can believe in you. You have to believe in yourself first.

What advice would you give to a newbie Entrepreneur setting up their first business?

Keep God first and pray over your business. Ask God. or your higher power to lead you and guide you in making successful business investments. That’s a secret I’ve learned – you need to manifest your destiny successfully. All great ideas start as a thought first which becomes a word then becomes an action. Which is what I would call the process of creation. Everything in life is all energy so the energy you put out there is what comes back from the universe. Therefore, you need to expect the unexpected. You need to also sure that you have partnership contracts ready to pass on to future investors. I’m going to leave you with this quote: Never give up because if I can make it in business with the odds stacked up against me then you can make it too! To all the readers out there, I represent hope and I’m living proof that you can turn your life around.


How To Overcome Rejection And Turn It Into Power By Refocussing On Your Big Goals

As an entrepreneur you are going to run into rejection, it’s inevitable. You might turn in a proposal that gets denied or try to sell your services and get denied. Either way, it’s important to remember your goals and keep pushing towards them. Don’t let a simple no stop you from achieving your goals. Some of the most successful people have been denied multiple times before reaching their spotlight. Just keep that in mind on this journey of entrepreneurship.

Never take it personally. Most rejections are based on the wellbeing of the other company. If you get rejected it’s simply because they don’t think it’s a good fit. It’s not because you suck and your company sucks. It’s literally just business. Let business be business, and don’t take it to your heart. Don’t let it affect your motivation, or ability to market yourself.

You should use rejection as a tool to figure out what your next step is or even how you could present yourself better next time. Take it as a learning opportunity and figure out what needs to change in order to land that next deal. Your goal is to be successful and grow your company, so use rejection as a tool to guide you in a better direction. Just because one person denied you doesn’t mean there’s not someone else out there that has been looking for someone just like you.

Never be afraid of rejection. Rejection is part of the growth process, and without it, you wouldn’t know where to begin, or even where you should go next. You should never fear being denied because a denial is all it is. It doesn’t affect you negatively to be rejected. If anything, you and the person that denied you are the only ones that are even aware of the rejection. You don’t have to showcase how many rejections it took until you succeeded. Just remember that each rejection leads to another possible deal. Don’t hesitate to put yourself out there in fear of being rejected. Just live for the moment and if you get denied then that’s all that has happened is you got denied. You are still an entrepreneur and you are still striving.

Another thing is don’t give your hopes up to soon. Just keep in mind that rejection is inevitable, and it’s bound to happen to you at some point while venturing as an entrepreneur. Stop hesitating to put yourself out there, because, in the end, it will be nothing but beneficial. You can’t land deals, without putting yourself out there. Regardless of rejection, you are still an entrepreneur and you still need to get your services out there. You can’t wait around and expect something to come to you because that is not realistic. Like I said, rejection is bound to happen on your journey, just don’t let it stop you from marketing your services or company. Use it as a tool to succeed.


4 Smart Ways to Use Social Media to Grow Your Business in 2020

Social media marketing has exploded into the online marketing industry within the last few years and has completely redefined it. With well over 3 billion active users, the figures are set only to rise, and many companies have already begun to capitalize on its valuable assets, influence, and connectivity.

We have outlined 4 secrets below to growing your business with social media and ultimately improving your revenue and audience.

 1. Promote your e-commerce store

This point may sound obvious at first, but it is critical that this is executed correctly. Ensure users can easily find your store by linking to it in your profile descriptions, posts, stories, and tweets; However, you must keep in mind that consumers do not want to be ‘sold’ to. Some businesses swear by certain ‘content to hard sell’ ratios, for example, 5 posts of purely unique content and inspiration that your followers will value, then 1 post with a hard sell and direct link to your online shop or service.

 2. Content is King

Little and often, an age-old saying, but one that reigns true in the world of social media. Your customers and followers do not want to be bombarded every hour, they can quickly grow tired of your content, no matter how unique or engaging it is. You have to leave them wanting more.

In terms of what your social media posts should contain. Content really is king. The videos, photos or text that you post cannot be repetitive or flat. Some of the most popular types of posts that have gone viral include humor and creativity. Ensure though that you keep your target audience in mind when creating content and keep it relevant.

3. Influencers and Bloggers

Once a very misunderstood industry. Businesses are now understanding the vast potential influencer marketing has for their business. Influencers are everyday people from all walks of life, who particularly inspire a group of individuals who idolize or respect their values and opinions. By expertly selecting influencers who match your product or service values you have the ability to reach a very niche but widespread target audience.

4. Communication

Social media is a means of communication after all. It is important to engage in conversation with not only your followers but other businesses and brands too. Being polite, witty and friendly when interacting with others on social media is key.

However, you must ensure that any awkward or abusive comments and interactions from users are dealt with professionally and calmly. If you have an employee who controls your business account, it is of paramount importance that they understand this too. The world is watching, and social media has the power to spread rude or abusive reactions from a business very quickly. In the past it has even helped to completely destroy the reputation of brands, so count to 10 and reply with consideration and respect.

 In conclusion, social media incorporates a huge number of target markets, although different platforms appeal to different types of users (for example Snapchat appeals to ages 18-25, and Facebook pre-dominantly ages 18-45), social media as a whole is used by almost every culture, age, and nationality on Earth. As long as you are providing enriching content and utilizing appropriate marketing techniques like influencers or adverts, you will begin to see positive growth in followers and engagement on your social accounts, which should transcend to sales and profit for your business.


Meet The Man Behind The Cover Of The Latest Issue Of Global Millionaire Magazine: The Inspirational James Purpura

Around 17 years ago, James had hit rock bottom – beaten down by life, with shattered self-esteem. His addictions had resulted in jail time. He was financially, emotionally, and spiritually bankrupt. At the lowest point in his life, he met his future wife and business partner, Steph, and together they pursued a vision of becoming more.

Along their journey of personal growth and self-improvement, James and Steph saw an opportunity to disrupt an industry that ironically appeared to be perpetually stuck in the dark ages – the personal development industry. As a rag to riches, a non-formally educated, successful tech founder with a serious interest in philosophy, James recognized the uniqueness of his position to disrupt the personal development industry for the better.

Together, James and Steph felt an urgency to pursue their life mission to inspire individuals to tap into their unlimited potential and push humanity forward through a personalized combination of philosophy, science, technology, and community. They agreed it was time to launch their next venture, Powerful U, The World’s First Personal Evolution Company. James and Steph and their team have published a book, produced an award-winning movie, developed a game-changing personal perception assessment, and launched the Powerful Universe, a global platform for teaching and learning personal evolution. James has built strong international partnerships and an influencer network that already reaches over 50 million followers. Onstage and on camera, James is compelling, authentic, riveting and has enriched audiences around the world.

The Global Millionaire magazine recently caught up with James to discuss his journey to entrepreneurship and here’s what went down:

Could you please tell our readers a brief background about yourself and how you started your business?

Only two years removed from solitary confinement in jail, I began my journey into the tech world. In 2007, I took a chance on a small construction software start-up called PlanSwift. I quickly ascended to Vice President of Sales and then, a year later, took over as President and became an equity partner in the company. Under my leadership, PlanSwift grew from $8,000 a month in volume to over $1,000,000 a month in volume and over 50,000 customers in 24 countries, becoming one of the most well-known and largest technology companies in the construction industry.

In 2013, I lead the M & A process to sell PlanSwift to a firm outside of Chicago called Textura. Shortly after joining Textura, I helped the company go public. Over the next few years, I ran four different business units at Textura and played an instrumental role in facilitating a $650 million exit of Textura to Oracle. I spent six months working as a Vice President at Oracle before negotiating the purchase of my original business, PlanSwift, back from Oracle. Again at the helm of PlanSwift, I quickly led the company to generate sufficient revenue to repay the purchasing costs, positioning PlanSwift as an attractive acquisition target. With PlanSwift firmly established, I negotiated a lucrative sale to a large competitor, allowing me to exit and pursue my dream of creating the world’s first personal evolution company.

Can you describe your journey to success? When did you start? Did you ever imagine you would become this successful?

I started my journey to success in a jail cell, solitary confinement as a matter of fact. As I was standing there envisioning what I would make of myself when I got out every night I would yell as loud as I could that I would make the greatest comeback of all time. So yes, I imagined it but believing it took a while.

What is your main source of income?

After selling my technology company, I made some fairly strategic investments, one of which was a large commercial real estate office which is currently my largest source of income.

What are you currently doing to maintain/grow your business?

Our business is a little different than most peoples. In an attempt to start a grassroots movement in the personal development space, we’ve spent a lot of time and money to build platforms and services to reach people at scale by facilitating access regardless of their social-economic status. Most of our focus to this point has been geared around impact, not revenue. We believe that by focusing on impact first, generating massive amounts of revenue will be a natural byproduct of the massive impact we create in the world.

What social media platforms do you usually use to increase your brand’s awareness?

Mostly Facebook and to a lesser degree Instagram. We believe Facebook still has the largest reach and impact for the population at large.

What is your experience with paid advertising, like PPC or sponsored content campaigns? Does it work?

In my original technology company, we did massive amounts of paid advertising campaigns but success in that area is always dictated by having a substantial number of people already searching and looking for your products. Another key piece is having a price point associated with your product that supports that type of advertising model. Lower cost viral type initiatives do not work without massive amounts of investment money to fund those types of companies in the early stages of their development.

What is your main tactic when it comes to making more people aware of your brand and engaging your customers? How did your business stand out?

To this point, in our new business, we don’t have one because we are just now starting to take our products and services to the market. In the early stages, it’s important to try all of the different tactics to see which ones resonate with your potential customer base.

What form of marketing has worked well for your business throughout the years?

In a business to business software technology with an established market, Google ad words seem to be the most effective. In the early stages of this new business which is direct to consumers, it’s looking like social media marketing is more effective.

How did your brand stand out from the rest of the other brands out there that is similar to your niche?

We strive to have the best quality products and services that are based on solid scientific principles at the most affordable price.

What is the toughest decision you had to make in the last few months?

In every business that I’ve ever been involved in, there is a point in time that tests your conviction about what you are doing to the ultimate test, and very often it is the difference between success and failure. When you can stand and make a commitment to put it all on the line or more than you ever thought, that is the true test of an entrepreneur. With my new business, that test has come in the last few months as it related to continuing the business in lieu of what is going on in the world with the pandemic.

What money mistakes have you made along the way that others can learn from (or something you’d do differently)?

Do not put all of your assets into things that cannot be liquidated easily in an economic downturn. The worst thing that can happen is something like a pandemic that comes along where you find yourself in a cash shortfall even though you have plenty of money tied up in different things like real estate projects.

What have you learned in the process of becoming wealthy that others can learn from?

Accumulating wealth is never about doing, it is only ever about becoming which is why so many start-ups end up firing the original founders. They focused all of their attention on what they needed to do rather than what they needed to become and their own businesses quickly outgrew them. The thing you need to know is that your business can never grow faster than you do and if it does you will no longer be a part of it.

What new business would you love to start?

I could tell you but I would have to kill you! No, good entrepreneur give their secrets away. Just kidding! I am already running the business that I have always wanted to start.

If you could go back in a time machine to the time when you were just getting started, what would you do differently?

Put simply, enjoy the journey more.

If you could go back in a time machine to the time when you were first making a name for yourself, what advice would you give yourself?

A simple understanding that not everybody is going to like you.

Do you have any favourite business-related or personal development related books that you can recommend to other entrepreneurs?

Its called “Perception: Seeing is Not Believing” by James & Steph Purpura. Outside of the book my wife and I wrote sharing all of the information we wish we had before learning the hard way, the “Optimal Leader” by Mark Hattas is also fantastic!

What is the best advice you have ever been given?

Success and all of the wonderful things in life were only ever about being of service to others. The way to get what you want is by helping others get what they want.

What advice would you give to a newbie Entrepreneur setting up their first business?

Fail early and fail fast. Don’t be afraid to fail.


How to Develop a Millionaire Mindset in 5 Simple Steps

To become a millionaire – this is what many people want to be in their life. It may seem to be too ambitious, but there is nothing wrong about having such a dream. However, as we all know, it is easier said than done. We can all dream of it, but not everyone can achieve it. Your journey towards financial success will not be easy, but if you know how to do it, such will be possible. With this, keep on reading and learn from the insights that we will be sharing on how to be rich. You need to develop a mindset that will help to fuel the realization of your goal.

Visualize and Claim It

If you want to be a millionaire, the first thing that you have to do is to claim it. You need to be focused on your goal and visualize it. I can do it, and I will do it – this should be your way of thinking. You should always stay positive. Emphasize the things that will happen once you have accumulated millions of money. Where should I go? What should I buy? What business should I establish? Thinking about these things will help for you to not lose track of your goal.

Surround Yourself with the Right People

Your external environment will also have a huge role to play. With this, if you are thinking of how to be a millionaire, choose your friends wisely. Be cautious about the people around you. Stay away from those who will drag you down. Be friends with people who will encourage you. Look for an inspiration. By being surrounded with millionaires, you will be more motivated, and you will gain insights that will help you achieve your dream.

Invest Your Money

This is one thing that may seem to be basic, yet ignored by many. To be a millionaire, you must know how to grow your finances. Do not just spend it on anything. You need to carefully choose where to put your financial resources. You need to brave enough to take risks, but make sure that every move is carefully calculated.

Never Stop Learning

Invest in yourself. Read books. Enroll in online courses. Attend seminars. These will provide you with insights on how to be rich, including financial strategies that can prove to be effective. Learn everything that you need to know about market and economic fundamentals.

Rise Up From your Failure

If you fail, this should not be a reason for you to give up. If you want to be a millionaire, you should consider failures as opportunities for learning. Ask yourself about what went wrong, and more importantly, what can be done to prevent failures in the future.


The Top 5 Mistakes Successful Leaders Never Make Twice

Becoming a successful leader is the aspiration of many ambitious and entrepreneurial individuals; The number of books tackling the issue of leadership is many, with lots of successful leaders looking to monetize their own success by writing guidebooks, the wealth of information is substantial. However, the tips and guidance on offer cannot be fully realized if the following common mistakes are being made…

1. Lack of communication

 Whilst some leaders may have all the needed and desirable traits to progressively manage a business and guide their team, being unable to listen and appreciate the importance of communication can be a major factor in restricted development, not only in yourself but the company as a whole too. It can also be discouraging for your employees if they do not feel that their suggestions and opinions are being listened to or understood.

 You could be missing out on a plethora of insightful information and interesting notes that could help to improve and develop the company, from the gardener mowing the lawn of your premises to the bookkeeper in your accounts department, you never know what gem of information you could be missing out on.

2. Micromanaging

 A rather common complaint from employees in reference to their team leaders, supervisors or managers is their lack of trust to let employees perform their own tasks without interference or micromanaging. The term is defined as controlling every part of a business or process. Instead of delegating, a manager will ‘look over the shoulder’ at each stage of an employee’s responsibility or job process and provide advice and guidance that could be largely necessary.

 Employees are hired for their ability and competence to perform certain tasks within a business, if the manager begins doing these tasks for them, instead of providing instructions only, they are not only wasting their time (that could be better spent on higher-level tasks) they are potentially aggravating an employee who may end up feeling restricted and under-appreciated.

3. Not setting a good example

 Holding onto unnecessary anger, wanting to gain revenge on competitors or other employees, cheating and gossiping are all traits that have no place in a leadership role. One particularly bad trait is not being able to admit when you are wrong; Perfectionism is unobtainable, no one is perfect, so do not shy away from your mistakes. Employees will learn a valuable lesson from your ability to own your mistakes, it promotes honesty and learning in the workplace.

4. Lack of forward-thinking

 Being a successful leader is not just about enduring through the day or week, successful leaders are proactive and they plan ahead. They look to the future and prepare for it with small and decisive changes that will better the company, whether that be in increasing revenue or a thriving and happy workplace environment

To conclude, leadership is not just about bettering yourself, but your employees, strategies, future planning and the business as a whole. Your actions and reactions have a direct, if subtle, effect on every aspect of the business. To be successful you must present yourself in a way that reflects what you believe to be the core values of your business.


Meet The Incredible Woman Behind The Latest Issue Of Global Millionaire Magazine

Mabelle Prior is a former broadcast journalist and producer of the women and children’s program back in the ’90s at the Ghana Broadcasting Corporation. She’s currently married and a mother of two and she is the president and founder of “Association Swiss Most Beautiful” which has around thirty executive members. ASMB organizes an annual Miss Swiss Most Beautiful pageant which was established in 2014. The event aims to promote diversity in women’s Beauty. She is also the founder of BIEL International Fashion – a platform that promotes multicultural inter-nationality within and around Biel and all over Switzerland while working towards establishing favorable relations and cultural ties between Biel, it’s surrounding residents, Swiss Nationals and foreign Nationals via the showcase of fashion, culture, and traditions.

Mabelle was popularly known as ‘The Queen Of The Airwaves’ when she used to work as a reporter for Ghana Broadcasting – a title that was given to her by the then Director and Deputy Director of Ghana Broadcasting Corporation due to her hard work and dedication to every radio program she was in charge of. She continued this activity in Swiss for a while before getting engaged in syndical activities and becoming the first young black lady in the Federatif committee of migration.

Mabelle is presently the editorial director of Swissglamour Magazine. She gives equal opportunity to every youth who is passionate about journalism to go to the field, make interviews, polish and develop their talent in the profession, write and publish news and gossips in a revolutionary and alternative youth style.

The Global Millionaire Magazine recently caught up with Mabelle to discuss her latest projects and book and here’s what went down:

Can you tell us more about yourself? How did you make the leap from being an award-winning journalist to the president and founder of Swiss Most Beautiful?

Once an award-winning journalist, always an award-winning journalist. But creating my organization Swiss Most Beautiful is the realization of my desire to see a world where every girl sees herself beautiful and valued no matter her shape, height, or origin.

What takes up most of your time at the moment?

Writing is one of my passions. I have written so many books. But I decided to publish Beyond Race first because it exposes so much about Africans and every other human being in general.

My family as well. I love spending time with my family. Especially my daughter Lina Prior, she is still young and needs all my attention. She is such an amazing child. My son Delase Ephraïm is now an adult but I’m always supporting and encouraging him in everything he does. And of course, my husband. We love spending time together with our kids. I love spending time with my sisters, Serwah, Shine, and their children. I love spending time with my mum Irene Asase founder of Doctor Asase Memorial Children’s Home. I’m a family person.

Can you tell us about your book “Beyond Race?”

Beyond Race is a social/cultural critic (aka agent provocateur), I had to put my strong opinions in a handbook that documents some of my thoughts about the idiosyncrasies of Africans. The lives and lies we live. The vagaries of our unique poverty that stretches into billions of dollars. Our worn habits dying for an updated version. I mirror our fears. I dissect our hypocrisies. I poke at our beliefs that care for us so much they rid us of every possibility to be exceptional. A book best describes my own method of saving my thoughts. I want my readers to smell the pages as they read.

Beyond Race is a handbook. I am not stuffing it under “literature.” I don’t want that stiff title. I want it accessible to everyone. It’s very easy to read. Many stories. Many truths. Very confrontational. I am so excited to continue sharing this with my world. Be one of the privileged to book a copy. I’ll be autographing more copies upfront. Book now on any of my social media accounts and you will get an autographed copy in a fortnight when it is still smelling like mint notes.

Can you tell us about your second book “A tale of deadly friendship?”

The book revolves around Selinam – a woman who was a victim of deceit, lies, betrayal, and false love. This is a story about a family who had wholeheartedly accepted a demon into their house, little did they know that this was the beginning of their doom. Selinam and the Amenyui family were manipulated and used because of the love they gave to Agbanator, a young sex-trafficking prodigy. Agbanator showed no remorse when it came to controlling the people who accepted her, as well as everyone else around her with her lies, facade, and lust for stardom and power.

How did you acquire the name ‘Ghana’s Radio Queen?’

That Radio Queen title was given to me by the then Deputy Director of Ghana Broadcasting Corporation Mr. Charley Sam, because of the exceptional renovations I brought into the profession, my dedication to my work, and the emblem of hope that I represented for the youth of Ghana in the ’90s.

We note that you speak six languages – what are they?

Oh, I see that you really did a thorough research about me… well, I actually speak French, German, English, and perfect Ewe because I come from Ho, Ghana.

Can you tell us more about your involvement in BIEL International Fashion? What’s it about?

Biel fashion International is a concept created by me. It’s a project of the Association Swiss Most Beautiful, to promote intercultural fashion, and to bring the youth together for a common goal. But I left Biel, Canton Bern, I now live in Canton Vaud Switzerland, we’re continuing the project here.

You’re currently the editorial director of Swissglamour Magazine – can you please tell us what this magazine is all about?

Swissglamour Mag is also a project of ASMB (Association Swiss Most Beautiful). Swissglamour Mag aims to give every youth interested in journalism the chance to learn the profession. By engaging them in article writing, reportage, etc..

What has been the most memorable experience of your career so far?

I have so many memorable experiences, if I start talking about them, this interview won’t end today.

Who have been the most interesting people you’ve met so far?

I have met leaders of the world, and many other interesting people too.

How active are you on social media?

I’m active on Facebook because to me it’s one of the best social media platforms and Instagram.

What is your personal mission in life?

My mission in life is to live a good, healthy, successful, and honest life, to be the best mum for my children, and be the best person my loved ones can count on.


4 Essential Characteristics of Highly Successful Entrepreneurs

Millionaires, billionaires, successful entrepreneurs and CEOs. What do they all have in common? Are there any particular characteristics that they possess that helps to define a successful entrepreneur? Below are 4 of the most common characteristics of successful entrepreneurs.

1. Excellent Communication and People Skills

A successful entrepreneur is highly confident in their ability to communicate with different groups of people, from all walks of life, from the factory workers who may create their product to their potential investors and peers. They are usually excellent at sparking motivation and enthusiasm in their workers and their excitement is contagious.

 Their confidence in talking to people is of paramount importance to their success, as businesses develop more efficiently when the entrepreneur or owner engages in networking and communication with others who will help to advance the business. Successful conversations with manufacturers and a good rapport with their staff help them to stand apart from their competitors.

2.  Self-Motivated and Determined

 A successful entrepreneur does not need their motivation to come from an external source, they are determined to succeed and will always be moving forward to realize their goals. Whenever they hit a bump in the road or become discouraged their determination is the force that drives them to keep moving and seek an alternative path to solve the problems they may be facing.

3. Passion and Belief

 We are not talking about passion in the romantic sense. Successful entrepreneurs are highly excited and motivated by their goals. The care and attention they provide to their business almost never switches off, they pour their heart and soul, blood, sweat, and tears into their business and they love their work; The joy they receive from their daily work goes beyond the salary they seek to earn.

4. Forward-thinking and willing to take risks

 Looking to the future (and sometimes the past) is an important approach for a successful entrepreneur. Planning ahead and making decisions today that affect tomorrow can be a hard weight to bear. These types of individuals will usually possess some form of schedule or timeline that maps out the success they wish to achieve, this can be in the form of a 5 year or 10-year plan. Do they plan to branch out into a new market, outsource their manufacturing or they may even wish to sell the company at some stage, these decisions must be considered well in advance of their execution.

 Every successful entrepreneur has to possess the ability to make hard decisions and potentially take risks. It is hard to conduct business without the possibility of any risk, small or large, a decision must be reached, and a successful entrepreneur will not look to others for action, they must provide the action themselves.

Confidence, motivation, passion and forward-thinking, these characteristics amalgamated together create one potent mix for an incredibly successful entrepreneur. When you possess an idea or concept that you know you must realize, these traits will come to you naturally as you strive to make your idea a reality.


The 3 Surprisingly Simple Ways To Become A Millionaire

There are quite a few things that are going to make you happy in life and let’s be honest, money is amongst the most important ones of them. From a psychological standpoint, it is funny how something so materialistic can mean so much to us. But, whether we like it or not – it is what it is and I’d rather cry in a Rolls-Royce than on the street.

So now the big question is, how do you become rich? Is it even possible in this restricted and challenging society that we live in? Of course, it is possible. Becoming a millionaire might not be easy but it’s certainly not impossible.

Start Small

The first thing that you need to understand is that you are not going to become a millionaire overnight. There are no magic formulas or get-rich-overnight strategies. The sooner you get this out of your head, the quicker you are going to achieve your goal. Start small, but start smart. If you don’t have money to invest, there are plenty of things available online which are going to allow you to build your fortune from scratch.

Speaking of Online

If people in the 20th century became millionaires by establishing physical enterprises, production lines, manufacturing industries, and whatnot, we live in the era of the services. Placing your service on the market is a lot easier and risk-free than actually selling a product. Sure, it might yield smaller returns, but your possibilities are endless and not limited by physical faculties. With this in mind, that’s something that you might want to think about.

Now, as we said above, there are plenty of opportunities on the Internet. And that’s a fact. The Internet is a global networking tool which could let you reach out to hundreds of thousands and even hundreds of millions of people from all across the world. So, if you are having a hard time figuring out where to start this might be a good idea.

A Million Dollars is Not A Lot of Money

By definition, you are a millionaire as long as you have one million dollars, or any other currency, based on your location, in assets. This is not the goal you should pursue. Being a millionaire is about not thinking of money – it’s about thinking of achievements, power, growth and prominence. If you want to know how to be a millionaire you should start by getting your mind clear and identifying the goals you want to achieve and forging the path of least resistance towards it.


5 Highly Effective Business Success Tips For Entrepreneurs

Do you really want to know how to be rich and successful in life?

If so, then you need to get ready to change your daily routine. It goes without saying that even the slightest detail may determine if you’ll end up succeeding in life or not. There is a huge competition out there hence the reason why you must be prepared to do whatever it takes to stand out from the rest.

So what does it take to be rich and successful?

Well, the answer is not simple. There are several steps you need to take to make sure that you gain the success that you’re aiming for. Let’s take a closer look at some of the tips that will help you in your path to success. Below are some surefire tips that will help you grow your revenue and eventually reach the milestone of a million.

1. First of all, you need to make use of your strongest points if you want to thrive in business. It is true that we all have our weaknesses, however, you need to concentrate on your strengths though if you truly want to succeed one day. Which areas are you great at? This is where you need to really focus on in order for you to make the most out of your business.

2. Another thing you must incorporate is the use of technology in business. With the latest advancements in technology, there is a whole new world unveiled before your eyes. A world filled with opportunities for you to grab and take full advantage of. Do not let them getaway!

3. If you want to know how to be rich, you must be ready to invest prudently. Find opportunities that require minimal risk and maximum profit margin. There are a lot of options for you out there if you simply analyze the dangers and separate the wheat from the chaff.

4. Once you have found opportunities to invest, you need to be cautious and assess the dangers. You should not rush into any investment, which might be proven fragile. Instead, you ought to weigh all the pros and cons until you reach your decision as to the most viable investment opportunity.

5. Do not be afraid to make a statement and be innovative. Do things your way, so that you can benefit from the outcome. If you are certain about something, go ahead and show the world what you are made of!

Keeping these things in mind, you can spread your wings and reach your goals. Implementing these tips in your daily routine will help you become a millionaire in no time.